Laya Nidhi Limited, one of the leading Nidhi Companies. In addition to the transparency, security and range of its gold loan products, Laya Nidhi Limited distinguishes itself from others primarily on the basis of the ease with which gold loans can be availed from our branches. The only requirement is that borrowers present themselves at our branches with the jewellery and with a valid ID and address proof. 

The main object of the company is to, save people from the clutches of money lenders who charge high rate of interest especially in rural areas. We render all financial assistance to our members by receiving long and short term deposits and in particular fixed, recurring and other deposits. We develop the quality of using money and other resources carefully. As per section 406 of companies ACT 2013, Laya Nidhi Limited is registered with Ministry of Corporate Affairs, having its registered office in Varanasi.

Laya Nidhi Limited rate of interest is among one the best rates offered in the industry in comparison to Nationalized/Co-operative Banks, Financial Institutions and other co-operative societies, making it the preferred choice of investment by members. Fixed deposits (FD), Recurring Deposits (R.D), Monthly Installment Scheme (MIS) , Term Deposit (T.D) under various scheme formulated from time to time by company and to provide interest or benefit on the deposits, as is fit for and beneficial to the company and to the members as per the rules & regulations or guidelines of Reserve Bank of India (RBI), Ministry of corporate affairs and regulatory authority on NBFC or NIDHI..

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At Laya Nidhi, you become the part of ever growing family of Members, served by a wide network of Branches and Field Workers..

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