1. Loan against LIC Policy:
We are providing loans against LIC policies. Rate of interest is 1.67% p.m. Period maximum 1 year or the left over period for maturity of policy whichever is earlier.

2. Loan against NSC/ KVP:
Rate of interest is 1.67% p.m Period maximum 1 year or the left over period for maturity of policy whichever is earlier.

3. Loan against other Bank’s Fixed Deposits/ Other Government Debentures :
We are providing loans against our other bank’s fixed deposits as well as any other government debentures.

a) Interest rate will be deposit interest rate +3% to 4%. 
b) You can avail loan up to 85% of the deposit amount. 
c) Loans are provided against Fixed Deposits, Cash Certificate and recurring deposits.