Basic thought of Laya Nidhi Limited is to run on the “Principal of Mutuality” Our first aim is to satisfy our members and create mutuality among them.

Vision

Our Vision is to build an institution for our member for better circulation of money in the society. The core business of this institution is borrowing and lending money between its members. Our Vision is to inspire and infuse the tendency of saving in the public at large so as to create wealth and prosperity within the country as whole.

Mission

Our mission is to lend and grant loans to the member as against securities of immovable properties Or on the security of deposits, Or movable such as gold, silver , kisan vikas Patra, National saving certificates, Insurance policies and other government securities.